Major changes are in store for Florida Automobile Driver's in 2013 as their Personal Injury Protection (PIP) benefits will be greatly reduced and made more difficult to access. As part of Florida's No-fault Automobile Insurance Law, all drivers are required to carry $10,000 in Personal Injury Protection to ensure your full and timely recovery from any injuries suffered in a car accident. Beginning January 1, 2013, you will still be required to carry $10,000 in PIP coverage, however, you're access to this coverage for your medical needs will be significantly limited.
What You Need To Know:
-You must be examined and begin treatment within 14 days of an auto accident or you will completely lose access to all $10,000 worth of PIP benefits. Previously, victims injured in an auto accident could use their PIP benefits for necessary medical treatment for as long as 2 years following a car crash. Going forward, it is imperative that those involved in automobile accidents obtain an examination and auto accident injury screening within 2 weeks of the accident to avoid losing their insurance benefits.
-The new law also limits PIP insurance coverage to only $2,500 for those who have not been determined to have an "Emergency Medical Condition." This can be a somewhat ambiguously defined term in medical publications. Therefore, it is important that you seek the help of a specialist trained in the examination of auto accident injuries within 14 days of your accident to determine the extent of your injuries and ensure that you are able to secure all of your available insurance benefits.
-If your Auto Insurance Carrier denies coverage to you for either of the above reasons, you may still be eligible for coverage of medically necessary treatment in our offices through the use of a Letter of Protection if you are being represented by an Attorney and are filing a claim for recovery against the at-fault driver in the car crash. Remember, you always have the right to obtain legel counsel for the early termination of your PIP benefits. We maintain good relationships with quality personal injury attorneys in the community should you need a legal referral.
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What You Need To Know:
-You must be examined and begin treatment within 14 days of an auto accident or you will completely lose access to all $10,000 worth of PIP benefits. Previously, victims injured in an auto accident could use their PIP benefits for necessary medical treatment for as long as 2 years following a car crash. Going forward, it is imperative that those involved in automobile accidents obtain an examination and auto accident injury screening within 2 weeks of the accident to avoid losing their insurance benefits.
-The new law also limits PIP insurance coverage to only $2,500 for those who have not been determined to have an "Emergency Medical Condition." This can be a somewhat ambiguously defined term in medical publications. Therefore, it is important that you seek the help of a specialist trained in the examination of auto accident injuries within 14 days of your accident to determine the extent of your injuries and ensure that you are able to secure all of your available insurance benefits.
-If your Auto Insurance Carrier denies coverage to you for either of the above reasons, you may still be eligible for coverage of medically necessary treatment in our offices through the use of a Letter of Protection if you are being represented by an Attorney and are filing a claim for recovery against the at-fault driver in the car crash. Remember, you always have the right to obtain legel counsel for the early termination of your PIP benefits. We maintain good relationships with quality personal injury attorneys in the community should you need a legal referral.
Tags: West Palm Beach Chiropractor, Palm Beach County Personal Injury Physician, Palm Springs Car Crash Doctor, Greenacres Auto Injury Chiropractor, Lake Worth Automobile Accident Specialist, Lake Clarke Shores Auto Accident Injury Rehabilitation, Palm Beach Gardens, FL Auto Accident Injury Rehab, Stuart, FL Auto Injury Chiropractor, Palm City, FL Car Crash Doctor, Port Salerno, FL Personal Injury Specialist, Martin County Car Accident Injury Doctor, Port St. Lucie Auto Accident Injury Rehab, Jensen Beach, FL Auto Accident Injury Chiropractor, Miami Gardens, FL Auto Accident Doctor, North Miami Beach, FL Car Crash Physician, Aventura, FL Personal Injury Rehab, West Palm Beach, FL Auto Injury Chiropractor, Lake Worth, FL Whiplash Therapy, Dade County Chiropractic, Fort Lauderdale, FL Chiropractor, Broward County Personal Injury Physician, Pembroke Pines, FL Car Crash Doctor, Hollywood, FL Auto Injury Chiropractor, Plantation, FL Automobile Accident Specialist, Pompano Beach Auto Accident Injury Rehabilitation, Tamarac, FL Auto Accident Injury Rehab
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